Checking

A checking account with unlimited transactions that pays interest and refunds nationwide ATM charges up to $10.00 per month once monthly qualifications are met. No service charges and no annual ATM/Debit Card fees.

• $50.00 opening deposit
• No minimum balance
• Free debit card
• Free Online & Mobile Banking
  View Rates

Qualifying for interest is easy as:

• 12 debit card transactions of $10.00 or more per transaction originated with a DSB issued debit card
• 2 ACH transactions
• eStatements
• Online Banking login

Additional Terms:

• All ACH and debit card transactions must be posted by the last business day of the statement cycle
• All requirements must be met the last business day per statement cycle
• Reward will be paid on the last day of the statement cycle

Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 2.57% and APY* of 2.60%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 2.60% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of 0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 9/27/24. Limit one account per social security number. APY* = Annual Percentage Yield.

Every time you use your Cyclone Rewards debit card DSB donates 5 cents to the Denver Community Schools!

• $50.00 opening deposit
• No minimum balance
• Free debit card
• Free Online & Mobile Banking