Checking + Savings

We make business banking simple and efficient – so you can pay more attention to growing your business.

Business Analysis Checking

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  • $50.00 opening deposit

Additional Terms:

  • A monthly service fee of $3.00 plus $0.15 per debit.
  • A $0.05 per “not on us” item deposited will be assessed.
  • A $0.35 earnings credit per $100.00 average collected balance will be credited against the service charges.**
  • All business account statements will be cycled the last working day of each month.

** These charges may be subject to Iowa Sales Tax.

Business Plus Checking

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  • $50.00 opening deposit

Additional Terms:

  • A monthly service fee of $6.00. This fee will be waived in any statement cycle when the account has an average balance of $50,000.00 or greater. There will be a $0.15 per debit charge after the first 30 debits. The debit fee is waived in any statement cycle when the account has an average balance of $100,000.00 or greater**
  • Interest will be credited to the account monthly
  • All business account statements will be cycled the last working day of each monthView Rates

** These charges may be subject to Iowa Sales Tax.

DSB Savings Account

Looking for a savings account? This account offers tiered interest rates for higher earnings as your balance grows.

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  • $50.00 opening deposit
  • No minimum balance
  • Interest earned at current rate

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Additional Terms:
Dormant Fee – $7.00 when account is inactive for 6 months with balance of less than $500.00

Money Market

Money Market accounts are interest bearing accounts that allow you to invest your money without tying it up for a fixed period of time.

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  • $50.00 opening deposit
  • Variable Rate Account – The rate may change after the account is opened
  • Fees could reduce earnings
  • Fees charged on balances below $500.00

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